Downpayment for condo in Singapore ordinarily involves twenty five% bare minimum for lender financial loan buys, with at the least five% in cash and 20% income/CPF; for first housing mortgage, LTV as many as seventy five%, Consumer’s Stamp Responsibility applies on tiered prices, Added Customer’s Stamp Obligation varies by profile; standard new launch booking charge 5% money, remainder of 20% on exercising inside possibility period of time, progressive payment by design levels; resale needs Choice Charge (1% hard cash) then physical exercise (four% cash) and balance; authorized costs, valuation, property finance loan responsibility, and fireplace insurance plan include to upfront costs; similar key terms incorporate click here condo downpayment, LTV restrictions, TDSR 55%, MSR not applicable to private, CPF OA usage restrictions, least dollars, ABSD remission for married couples, bank desire premiums, lock-in, and pricing sensitivity by district.